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import httpx

BASE = "https://api.uumit.com/api/v1/data-marketplace"
HEADERS = {"X-Api-Key": "ak_your_key", "X-Platform-User-Id": "uid"}

# 步骤 1：身份证实名认证
r1 = httpx.post(f"{BASE}/<id_verify_api>/call", headers=HEADERS, json={
    "params": {"realname": "张三", "idcard": "110..."}
})

# 步骤 2：手机号三要素核验
r2 = httpx.post(f"{BASE}/<phone_verify_api>/call", headers=HEADERS, json={
    "params": {"realname": "张三", "phone": "138...", "idcard": "110..."}
})

# 步骤 3：银行卡绑定验证
r3 = httpx.post(f"{BASE}/<bank_verify_api>/call", headers=HEADERS, json={
    "params": {"bankcard": "6222...", "realname": "张三", "idcard": "110..."}
})

# 聚合风控评分
if all(r.json()["data"]["is_match"] for r in [r1, r2, r3]):
    print("✅ KYC 通过，风控评分: A")  # 总成本 ~1.6 UT